
Д. Кочергин, Санкт-Петербургский государственный университет, РФ, 191123 Санкт-Петербург, ул. Чайковского, 62 (d.kochergin@spbu.ru, kda2001@gmail.com)
Статья поступила в редакцию 28.07.2020.
Аннотация. Исследуется мировой опыт внедрения цифровых валют центральными банками (ЦБ) в розничных и оптовых платежах. Определены возможные модели эмиссии цифровых валют центральных банков, изучены особенности их внедрения в разных странах. Предложена классификация цифровых валют центральных банков, раскрыты принципы функционирования различных систем таких валют, а также функционал известных национальных проектов в этой области.
Ключевые слова: центральные банки, цифровые валюты, криптовалюты, модели центробанковских цифровых валют, розничные платежи, оптовые расчеты
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